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2. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

3. How To Consolidate Credit Card Debt - AOL.com

   www.aol.com/finance/consolidate-credit-card-debt...

   Credit card companies sometimes entice you to transfer balances from your high-rate credit cards. Balance transfer credit cards typically offer a special interest rate for a certain period, as ...

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

5. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Balance transfer credit cards offer another form of debt consolidation. In this scenario, you transfer your existing balances from high-interest cards to one new card with more favorable terms ...

6. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Additionally, most cards will charge you a balance transfer fee on the total amount you transfer, typically from 2 to 5 percent. Best for: Borrowers with good-to-excellent credit looking to pay ...

7. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Card 2 has a balance of $2,000 with an APR of 25 percent. Card 3 has a balance of $1,000 with an APR of 16 percent. If you pay down these credit card balances over 12 months, your interest costs ...