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After 20 billion-dollar weather disasters in 2021 caused $145 billion in economic losses (including $75 billion from Hurricane Ida) and 1 in 10 U.S. homes saw property damage from a natural disaster, 90% of U.S. home insurance policyholders were estimated to have seen premium increases from May 2021 to May 2022 with an average increase of 12% ...
Expected shortfall (ES) is a risk measure—a concept used in the field of financial risk measurement to evaluate the market risk or credit risk of a portfolio. The "expected shortfall at q% level" is the expected return on the portfolio in the worst q % {\displaystyle q\%} of cases.
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The ten percent plan, formally the Proclamation of Amnesty and Reconstruction (13 Stat. 737 ), was a United States presidential proclamation issued on December 8, 1863, by United States President Abraham Lincoln, during the American Civil War. By this point in the war (nearly three years in), the Union Army had pushed the Confederate Army out ...
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