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A credit limit is the spending limit on a credit card. For people with limited or no credit history, your initial credit limit may only be a few hundred dollars.
The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees."
Centurion Card members, like Platinum Card members, get complimentary access to the American Express Centurion Lounges at several US airports. They also get no pre-set credit limit, access to Priority Pass lounges around the world, plus additional lounge privileges
If you don’t get the credit limit you need, you can ask your issuer for a higher limit after using your card responsibly for a while, or you can apply for a different card.
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How to increase your credit limit without hurting your score. Most lenders provide a process for requesting a credit limit increase, whether through phone or online channels.